Yellowstone County property record for 640 Spring Cir, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,549 sqft · built 2015 |
| Lot Size | 0.582 acres (25,334 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $496,090 (Mar 2026) |
| Tax Bill | $4,044 (2024) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 000C150750 |
| Primary APN | 000C150750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 1,549 sqft |
| Basement Area | 1,540 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,334 sqft (0.582 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 874 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 109 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 640 SPRING CIR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD EAGLE ESTATES SUB, S29, T01 N, R27 E, BLOCK 1, LOT 10, 25334 SQUARE FEET, (06) |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | EMERALD EAGLE ESTATES SUB |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 940002 |
Source: Yellowstone County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 SPRING CIR, BILLINGS, MT 59101-7061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2016 · Amount on Record |
| Deed Document Number | 20264129460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 640 SPRING CIR, BILLINGS, MT 59101-7061 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 640 SPRING CIR, BILLINGS, MT 59101-7061 |
| Document Number | 0004101239 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 4101239 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 27, 2026 |
| Property Address | 640 SPRING CIR, BILLINGS, MT 59101-7061 |
| Document Number | 0004129460 |
| Map Reference | DOC 3333174 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 4129460 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 SPING CIRCLE, BILLINGS, MT 59101-7061 |
| Investor | Possibly a Property Investor |
| Document Number | 0004129461 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 4129461 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509,500 (+29.64%) Land $86,359 Building $423,141 | $509,500 (+29.64%) Land $86,359 Building $423,141 | |
| 2024 | $4,044.00 (+35.98%) | ||
| 2023 | $2,974.00 | $393,000 | $393,000 Land $80,188 Building $312,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 46% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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