Flagler County property record for 640 Southlake Dr, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,701 sqft · built 2016 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Sep 2019) |
| Tax Bill | $7,452 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-2AF05-1230 |
| Primary APN | 03-13-31-5120-2AF05-1230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,701 sqft Living Area |
| Gross Area | 5,531 sqft |
| 1st Floor Area | 2,701 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Pool Area | 1,009 sqft |
| Deck Area | 562 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 SOUTHLAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 123 OR 2149/1471 OR 2383/145 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 123 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-1230
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 27, 2022 | Intrafamily Transfer, Transfer |
| Sep 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE CO LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 201933636 |
| Deed Book / Page | 2383 / 145 |
| Last Transfer Date | Dec 30, 2021 |
| Transfer Doc | 0026520344 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 640 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0026520344 |
| Book / Page | 2652 / 344 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022004540 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 11, 2019 |
| Property Address | 640 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0023830145 |
| Book / Page | 2383 / 0145 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 2019033636 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 RIVERSIDE DR UNIT 2401, 241, DAYTONA BEACH, FL 32117-4983 |
| Name | Verified Name |
|---|---|
| Address | 640 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0023830147 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2383-0147 |
| Name | BAYCOAST MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,452.00 (-16.63%) Homeowner's exemption | $570,049 (+5.99%) | $725,184 (+9.54%) Land $72,500 Building $652,684 |
| 2024 | $8,939.00 (+1.88%) | ||
| 2023 | $8,774.00 (+5.12%) Homeowner's exemption | $537,848 (+3%) | $662,006 (+6.13%) Land $72,500 Building $589,506 |
| 2022 | $8,347.00 Homeowner's exemption | $522,182 | $623,782 Land $72,500 Building $551,282 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 140 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019, other causes |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 441 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property
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|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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