640 Sonoma Ave, Seaside, CA 93955 Property Records

Monterey County property record for 640 Sonoma Ave, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1942
Lot Size	0.096 acres (4,185 sqft)
Owner	Individual Name on File
Last Sale	$444,000 (Nov 2017)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`011-331-003-000`

Property Details

APN / Parcel Number

Primary APN	`011-331-003-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,185 sqft (0.096 acres)
Garage Area	168 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 SONOMA AVE
City	SEASIDE
State	CA
Zip	93955-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 2 LOT 5 BLK 3
Legal Subdivision	CASA VERDE VILLAS
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1070
Census Tract	14000

Owner

640 Sonoma Ave is owned and occupied by an individual who bought it in November 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	640 SONOMA AVE, SEASIDE, CA 93955-4821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCGLONE MTG
Nov 8, 2017	Grant Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Deed Document Number	201762545
Prior Transfer Date	Feb 18, 1998
Prior Transfer Doc	0000013994
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 SONOMA AVE, SEASIDE, CA 93955-4821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007605
Date	Feb 13, 2020
Instrument	2020007605

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 SONOMA AVE, SEASIDE, CA 93955-4821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SONORNA AVE, SEASIDE, CA 93955

Mortgage

Document Number	0000073050
Date	Dec 9, 2020
Instrument	2020073050

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 SONOMA AVE, SEASIDE, CA 93955-4821
Document Number	0000015815
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SONOMA AVE SEASIDE CA 939554821, SEASIDE, CA 93955-4821

Mortgage

Document Number	0000015815
Date	Mar 31, 2020
Instrument	15815

Lender

Name	MCGLONE MTG
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 8, 2017
Property Address	640 SONOMA AVE, SEASIDE, CA 93955-4821
Document Number	0000062545
Map Reference	VOL2 PG2
Instrument Date	Nov 3, 2017
Instrument	2017062545
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SONOMA AVE, SEASIDE, CA 93955-4821

Mortgage

Document Number	0000062546
Date	Nov 8, 2017
Instrument	2017062546

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 Sonoma Ave was $5,774.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,293 (+2%) Land $348,173 Building $167,120
2025	$5,774.00	$505,191 Land $341,347 Building $163,844
2023	$5,334.00 (+1.41%)	$485,576 Land $328,093 Building $157,483
2022	$5,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 Sonoma Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Sonoma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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