Whiteside County property record for 640 Smit Rd, Prophetstown, IL 61277
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,602 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2035200004 |
| Primary APN | 2035200004 |
|---|---|
| Alternative APN |
|
| Lot Area | 135,472 sqft (3.11 acres) |
|---|
| Account Number | 109626 |
|---|---|
| Street Address | 640 SMIT RD |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-9741 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SHORTS ADDITION LOT 2 SEC 35 TWP 19 RNG 4 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | SHORTS ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | PORTLAND |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 700 |
Source: Whiteside County assessment roll, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 SMIT RD, PROPHETSTOWN, IL 61277-9741 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jul 11, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 640 SMIT RD, PROPHETSTOWN, IL 61277-9741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001485 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024-01485 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 640 SMIT RD, PROPHETSTOWN, IL 61277-9741 |
| Document Number | 0000004138 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 SMIT RD PROPHETSTOWN IL 612779741, PROPHETSTOWN, IL 61277-9741 |
| Document Number | 0000004138 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 4138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 17, 2037 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Portland Township |
| Unified School District | Erie Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,602.00 | $120,261 Land $2,829 Building $117,432 | |
| 2024 | $360,783 Land $8,487 Building $352,296 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1986–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strada Communications Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
5G and 4G LTE (outdoors only)
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