Jackson County property record for 640 Skye Dr, Commerce, GA 30529 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,868 sqft · built 2022 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2023) |
| Tax Bill | $3,685 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021C 034 |
| Primary APN | 021C 034 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,868 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 115 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 40520 |
|---|---|
| Street Address | 640 SKYE DR |
| City | COMMERCE |
| State | GA |
| Zip | 30529-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 HIGHLAND ESTATES PHASE 3 |
| Legal Subdivision | HIGHLAND ESTATES PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
Source: Jackson County records · APN 021C 034
Assessment roll updated February 23, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK |
| Oct 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Feb 07, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Prior Sale | Feb 09, 2023 · Amount on Record |
| Deed Book / Page | 108I / 745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Document Number | 00119H0000000630 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 000000119H/0000000630 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Oct 04, 2023 |
| Property Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Document Number | 00108I0745 |
| Book / Page | 108I / 745 |
| Instrument Date | Sep 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Document Number | 000108I747 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 108I/747 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Feb 07, 2023 |
| Property Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Document Number | 00105I0370 |
| Book / Page | 105I / 370 |
| Instrument Date | Feb 07, 2023 |
| Instrument | 2023-000487 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 SKYE DR, COMMERCE, GA 30529-2648 |
| Investor | Possibly a Property Investor |
| Document Number | 000105I372 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | 105I/372 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2053 |
Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Commerce City |
| Unified School District | Commerce City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,685.00 (+0.11%) Homeowner's exemption | $143,000 (-5.82%) Land $28,000 Building $115,000 | $357,500 (-5.82%) Land $70,000 Building $287,500 |
| 2024 | $3,681.00 (-8.25%) Homeowner's exemption | $151,840 (+12.04%) Land $28,000 Building $123,840 | $379,600 (+12.04%) Land $70,000 Building $309,600 |
| 2023 | $4,012.00 (+342.34%) | $135,520 (+384%) Land $28,000 Building $107,520 | $338,800 (+384%) Land $70,000 Building $268,800 |
| 2022 | $907.00 | $28,000 Land $28,000 | $70,000 Land $70,000 |
Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004, other causes |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TruVista Communications | Fiber | 5,000 / 5,000 |
| Uniti Group | Cable | 1,000 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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