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640 Simmons Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 640 Simmons Rd, Drummonds, TN 38023 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,223 sqft · built 1947
Lot Size0.499 acres (21,756 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Apr 2023)
Tax Bill$715 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN084145D A 01901

Property Details

APN / Parcel Number

Primary APN084145D A 01901
Alternative APN
  • 145D A 01901

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,223 sqft Living Area
1st Floor Area1,223 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,756 sqft (0.499 acres)
Lot Dimensions147 ft deep x 148 ft wide
TerrainRolling
Garage TypeFinished
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area215 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address640 SIMMONS RD
CityDRUMMONDS
StateTN
Zip38023-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: S42
JurisdictionTIPTON TN
Township / Civil Division8
Census Block Group3
Census Block3019
Census Tract40303

Owner

Source: Tipton County records · APN 084145D A 01901

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19 VERNON ST, ATOKA, TN 38004-7771
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SOUTH FINANCIAL CU
Apr 04, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2023 · Amount on Record
Deed SaleApr 04, 2023 · Amount on Record
Prior SaleDec 06, 2012 · Amount on Record
Deed Document Number2023265267
Deed Book / Page1995 / 589
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address640 SIMMONS RD, DRUMMONDS, TN 38023-9604
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001916253
DateAug 13, 2021
Book Page1916/253
Instrument248076
Lender
NameFIRST SOUTH FINANCIAL CU
TypeCredit Union
AddressMEMPHIS, TN 38134
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateApr 04, 2023
Property Address640 SIMMONS RD, DRUMMONDS, TN 38023-9604
Document Number0001995589
Book / Page1995 / 589
Instrument DateMar 29, 2023
Instrument265267
Transaction TypeTransfer
Record UpdatedMay 12, 2023

Transaction

AmountAmount Recorded
Tax$536.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 VERNON ST, ATOKA, TN 38004-7771

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$715.00 (+6.4%)$46,975 (-) Land $8,450 Building $38,525
2023$46,975 (+42.56%) Land $8,450 Building $38,525
2022$672.00$32,950 Land $6,200 Building $26,750$131,800 (-29.86%) Land $24,800 Building $107,000
2020$187,900 Land $33,800 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670403033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims52 (2001–2025)
Claims Outside the SFHA30 of 52
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 6 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
E. Ritter Communications HoldingsCable2,000 / 75
Aeneas CommunicationsFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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