640 Silver River Rd, Waco, TX 76705 Property Records

McLennan County property record for 640 Silver River Rd, Waco, TX 76705 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,620 sqft Living Area
Lot Size55,234 sqft (1.26 acres)
OccupancyOwner Occupied
Tax Bill$1,716.00 (2024)

Property Details

APN / Parcel Number

Primary APN240283000001180
Alternative APNs
  • 240034010004050
  • 357453

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,620 sqft Living Area
1st Floor1,620 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2020
Exterior MaterialMetal Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialMetal Roof
Lot Area55,234 sqft (1.26 acres)
Depth X Width411 ft x 150 ft Depth x Width
PorchOpen Porch
Canopy Area812 sqft Canopy
Utility Building484 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number357453
Old Parcel Number240034010004050
Street Address640 SILVER RIVER RD
CityWACO
StateTX
Zip76705-5653
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEES NALCISSO ACRES 0.7046, SILVER RIVER BLOCK 4 LOT 5 ACRES 0.5634 (AKA BLK 4 LT 5-A UNRECORDED PLAT) TOTAL 1.268 AC SILVER
Legal SubdivisionDEES NALCISSO
Legal Block4
Legal Lot Number5 5634
JurisdictionMCLENNAN TX
Minor Civil DivisionWEST
Census Blockgroup2
Census Block2051
Census Tract4202

Owner

Source: McLennan County records · APN 240283000001180

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 SILVER RIVER RD, WACO, TX 76705-5653
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Loan Modification, Mortgage
ALLIANCE BK CTRL TX
Feb 11, 2020Loan Modification, Mortgage
ALLIANCE BK CTRL TX
Feb 14, 2019Deed of Trust, Construction Loan · Building or Construction Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2016
Deed SaleNov 10, 2016
Deed Doc Number2016037315
Record RefreshedJun 08, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address640 SILVER RIVER RD, WACO, TX 76705-5653
Document Number0000019819
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address640 SILVER RIVER RD WACO TX 767055653, WACO, TX 76705-5653

Mortgage

Document Number0000019819
DateJun 17, 2020
Instrument19819
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
AmountAmount Recorded
Term60 Months
DueJun 16, 2025

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address640 SILVER RIVER RD, WACO, TX 76705-5653
Document Number0000006361
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address640 SILVER RIVER RD WACO TX 767055653, WACO, TX 76705-5653

Mortgage

Document Number0000006361
DateFeb 25, 2020
Instrument6361
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 24, 2021

February 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateFeb 14, 2019
Property Address640 SILVER RIVER RD, WACO, TX 76705-5653
Document Number0000004921
Instrument DateFeb 11, 2019
Instrument4921
Transaction TypeConstruction Loan
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 SILVER RIVER RD WACO TX 767055653, WACO, TX 76705-5653

Mortgage

Document Number0000004921
DateFeb 14, 2019
Instrument4921
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 13, 2020

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityGholson City
CountyMcLennan County
Unified School DistrictGholson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$240,000 (+2%) Land $24,730 Building $215,270$240,000 (+2%) Land $24,730 Building $215,270
2024$1,716.00 (+16.26%)
2023$200,000 Land $22,480 Building $177,520$200,000 Land $22,480 Building $177,520
2022$1,476.00

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