640 Sides Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 640 Sides Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1964
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2017)
Tax Bill	$967 (2026)
Deeds & Mortgages	May 2018 Loan Modification Nov 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`356B07106`

Property Details

APN / Parcel Number

Primary APN	`356B07106`
Alternative APN	`6345505`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	768 sqft
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	640 SIDES RD
City	SALISBURY
State	NC
Zip	28146-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L6-9 & L34-37 BA
Legal Subdivision	CRESCENT TERRACE MAP
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2000
Census Tract	51001

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 SUNSET DR, ROCKWELL, NC 28138-9354
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST BK
Nov 8, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Book / Page	1299 / 590
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0012990590
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	640 SIDES RD, SALISBURY, NC 28146-6907
Document Number	0013080447
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 SIDES RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	0013080447
Date	May 1, 2018
Book Page	001308/000447

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2033

Interest

Rate	3.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 8, 2017
Property Address	640 SIDES RD, SALISBURY, NC 28146-6907
Document Number	0012990590
Book / Page	1299 / 0590
Map Reference	PG 868
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BRANDON COLE DR, 108, SALISBURY, NC 28147-9417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUNSET ST, ROCKWELL, NC 28138-9354

Mortgage

Document Number	12990591
Date	Nov 8, 2017
Instrument	1299/0591

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$967.00	$144,438 (-) Land $28,500 Building $115,938	$144,438 (-) Land $28,500 Building $115,938
2025	$967.00	$144,438 (-) Land $28,500 Building $115,938
2023	$967.00	$144,438 Land $28,500 Building $115,938	$144,438 Land $28,500 Building $115,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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