Monterey County property record for 640 Seneca Pl, Salinas, CA 93906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1970 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Jan 2009) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 261-481-006-000 |
| Primary APN | 261-481-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Tar & Gravel |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 640 SENECA PL |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93906-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 590 CRESCENT PARK UNIT 7 LOT 74 BLK 12 |
| Legal Subdivision | CRESCENT PARK UNIT 7 |
| Legal Tract | 590 |
| Legal Block | 12 |
| Legal Lot Number | 74 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
Source: Monterey County records · APN 261-481-006-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 07, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2009 · Amount on Record |
| Deed Sale | Jan 02, 2009 · Amount on Record |
| Prior Sale | Jan 02, 2009 · Amount on Record |
| Deed Document Number | 0000000180 |
| Last Transfer Date | Oct 07, 2020 |
| Transfer Doc | 0000053917 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | NOT AVAILABLE, TITLE CONNECT HOME RETENTION |
| Name | Verified Name |
|---|---|
| Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Document Number | 0000038301 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023038301 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | TITLE CONNECT HOME RETENTION |
| Name | Verified Name |
|---|---|
| Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Document Number | 0000018781 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022018781 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000007170 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 2018007170 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 07, 2020 |
| Property Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Document Number | 0000053917 |
| Map Reference | VOL 10 PG 8 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020053917 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 SENECA PL, SALINAS, CA 93906-2618 |
| Document Number | 0000053918 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 2020053918 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 02, 2050 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,075.00 (+32.82%) | $274,277 (+4.04%) Land $115,892 Building $158,385 |
| 2023 | $3,068.00 (-6.35%) | $263,629 Land $111,393 Building $152,236 |
| 2022 | $3,276.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, Cruzio Internet, T-Mobile USA.
Based on FCC filings for 678 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CWSC SALINAS private · serves 114,286 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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