640 SE 18th St, Ocala, FL 34471 Property Records

Marion County property record for 640 SE 18th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,540 sqft · built 1967
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$232,200 (Feb 2021)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2920-006-004`

Property Details

APN / Parcel Number

Primary APN	`2920-006-004`
Alternative APN	`1224381000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,540 sqft Living Area
1st Floor Area	2,540 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1999
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	412 sqft
Patio Area	22 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1224381000
Old Parcel Number	2920006004
Street Address	640 SE 18TH ST
City	OCALA
State	FL
Zip	34471-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 20 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	20
Legal Subdivision	DRUID HILLS REV PTN
Legal Block	F
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1012
Census Tract	2303

Owner

640 SE 18th St is owned and occupied by an individual who bought it in February 2021.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	640 SE 18TH ST, OCALA, FL 34471-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CAMPUS USA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Jul 2, 2008 · Amount on File
Deed Document Number	2021017811
Deed Book / Page	7382 / 260
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 11, 2021
Property Address	640 SE 18TH ST, OCALA, FL 34471-5215
Document Number	0073820260
Book / Page	7382 / 260
Map Reference	MB F PG 69
Instrument Date	Feb 1, 2021
Instrument	2021017811
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	A1 TITLE OF THE NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2559 SW HIGHWAY 484, 2559, OCALA, FL 34473-3924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SE 18TH ST, OCALA, FL 34471-5215

Mortgage

Document Number	0007382261
Date	Feb 11, 2021
Instrument	7382/261

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	640 SE 18TH ST, OCALA, FL 34471-5215
Document Number	0071790984
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 SE 18TH ST OCALA FL 344715215, OCALA, FL 34471-5215

Mortgage

Document Number	0071790984
Date	Apr 28, 2020
Book Page	007179/000984
Instrument	44080

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 640 SE 18th St was $4,789 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,789.00 Homeowner's exemption	$294,268 Land $60,000 Building $234,268	$302,738 Land $60,000 Building $242,738
2023	$5,551.00 (+14.48%)	$287,158 (+1%) Land $54,000 Building $233,158	$297,400 (+13.92%) Land $54,000 Building $243,400
2022	$4,849.00	$261,053 Land $54,000 Building $207,053	$261,053 Land $54,000 Building $207,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 SE 18th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 SE 18th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Ocala Fiber Network, Spectrum, Wire 3.

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