640 Scott St, Monterey, CA 93940 Property Records

Monterey County property record for 640 Scott St, Monterey, CA 93940 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,391 sqft · built 1956
Lot Size0.137 acres (6,000 sqft)
OwnerTrust Name on File
Tax Bill$6,397 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN001-362-023-000

Property Details

APN / Parcel Number

Primary APN001-362-023-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,391 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleOther
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address640 SCOTT ST
CityMONTEREY
StateCA
Zip93940-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEENO SUB ADD LOT 20 BLK 53
Legal SubdivisionSEENO SUB ADD
Legal Block53
Legal Lot Number20
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1001
Census Tract12700

Owner

Source: Monterey County records · APN 001-362-023-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address878 JESSIE ST, MONTEREY, CA 93940-1914
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleDec 29, 2000 · Amount on Record
Last Transfer DateMar 04, 2016
Transfer Doc0000011419
Record UpdatedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 SCOTT ST, MONTEREY, CA 93940-2318
Transaction TypeMortgage
Record UpdatedJan 26, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address878 JESSIE ST, MONTEREY, CA 93940-1914

Mortgage

Document Number0000001378
DateJan 15, 2026
Instrument2026001378
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,397.00 (+11.52%)$541,817 (+4.04%) Land $295,535 Building $246,282
2023$5,736.00 (+1.4%)$520,779 Land $284,060 Building $236,719
2022$5,657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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