Worcester County and Oakham Town property record for 640 Scott Rd, Oakham, MA 01068 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,875 sqft · built 2002 |
| Lot Size | 6.38 acres (277,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (Aug 2017) |
| Tax Bill | $6,842 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Refinance + 3 more |
| APN | 408-42 |
| Primary APN | 408-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,875 sqft Living Area |
| Gross Area | 5,991 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 277,913 sqft (6.38 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 408-42 |
|---|---|
| Street Address | 640 SCOTT RD |
| City | OAKHAM |
| State | MA |
| Zip | 01068-9677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 420 |
| Jurisdiction | OAKHAM MA |
| Township / Civil Division | OAKHAM |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 721101 |
Source: Worcester County and Oakham Town records · APN 408-42
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION |
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Nov 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION |
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Aug 18, 2017 | Quit Claim Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Jan 30, 2015 · Amount on Record |
| Deed Book / Page | 57602 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0067224-78 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 67224/78 |
| Instrument | 25762 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066034-308 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 66034/308 |
| Instrument | 127469 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071287-315 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 71287/315 |
| Instrument | 94517 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66034-308 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 66034/308 |
| Instrument | 127469 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKHAM MA |
| Recording Date | Aug 18, 2017 |
| Property Address | 640 SCOTT RD, OAKHAM, MA 01068-9677 |
| Document Number | 57602-66 |
| Book / Page | 057602 / 000066 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 90393 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 SCOTT RD OAKHAM MA 010689677, OAKHAM, MA 01068-9677 |
| Document Number | 57602-70 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 057602/000070 |
| Instrument | 90394 |
| Name | USAA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Worcester County and Oakham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oakham Town |
| Unified School District | Quabbin School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,842.00 (+6.01%) | $592,400 (+1.7%) Land $152,600 Building $439,800 | $615,315 (+1.25%) |
| 2024 | $6,454.00 (+5.27%) | $582,500 (+9.93%) Land $149,900 Building $432,600 | $607,715 |
| 2023 | $6,131.00 | $529,900 Land $133,000 Building $396,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures