Bergen County and Paramus Borough property record for 640 Sayre Ln, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,944 sqft · built 2007 |
| Lot Size | 0.293 acres (12,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Jul 2023) |
| Tax Bill | $15,450 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06005-0000-00003 |
| Primary APN | 46-06005-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,944 sqft Living Area |
| 1st Floor Area | 2,944 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 12,778 sqft (0.293 acres) |
| Account Number | 598700 |
|---|---|
| Street Address | 640 SAYRE LN |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84XIRR 5LT |
| Legal Subdivision | RIDGEWOOD KNOLLS SEC 2 |
| Legal Block | 6005 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records · APN 46-06005-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 SAYRE LN, PARAMUS, NJ 07652-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Deed Document Number | 202347424 |
| Deed Book / Page | 5041 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 640 SAYRE LN, PARAMUS, NJ 07652-1909 |
| Document Number | 0030342396 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | SERVICELINK EAST |
| Name | Verified Name |
|---|---|
| Address | 640 SAYRE LN PARAMUS NJ 076521909, PARAMUS, NJ 07652-1909 |
| Document Number | 0030342396 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 003034/002396 |
| Instrument | 60568 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,800 (+4.96%) Land $443,700 Building $638,100 | $1,081,800 (+4.96%) Land $443,700 Building $638,100 | |
| 2025 | $15,450.00 (+5.66%) | $1,030,700 (+11.32%) Land $406,800 Building $623,900 | $1,030,700 (+11.32%) Land $406,800 Building $623,900 |
| 2024 | $14,622.00 (+8.45%) | ||
| 2023 | $925,900 (+6.57%) Land $353,600 Building $572,300 | $925,900 (+6.57%) Land $353,600 Building $572,300 | |
| 2022 | $13,483.00 (+2.45%) | $868,800 Land $329,500 Building $539,300 | $868,800 Land $329,500 Building $539,300 |
| 2021 | $13,160.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030423011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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