La Plata County property record for 640 Sawmill Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 638 sqft · built 2024 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Sep 2025) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-341-05-098 |
| Primary APN | 5661-341-05-098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 638 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Lot Area | 187,308 sqft |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R010076 |
|---|---|
| Street Address | 640 SAWMILL RD |
| City | DURANGO |
| State | CO |
| Zip | 81303-7630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RAFTER J OPEN A LOT: 200B 640 SAWMILL DURANGO 81303 |
| Legal Subdivision | RAFTER J OPEN A |
| Legal Block | 3 |
| Legal Lot Number | 200B |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970701 |
Source: La Plata County records · APN 5661-341-05-098
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 SAWMILL RD, DURANGO, CO 81303-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Special Warranty Deed, Transfer · Non-Conforming Investor Loan CENTRAL TRUST BANK |
| Aug 12, 2024 | Special Warranty Deed, Transfer TITLE DURANGO LLC, TITLE DURANGO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2024 · Amount on Record |
| Deed Document Number | 20251246569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 15, 2025 |
| Property Address | 640 SAWMILL RD, DURANGO, CO 81301-7465 |
| Document Number | 0001246569 |
| Map Reference | DOC 382740 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 1246569 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 SAWMILL RD, DURANGO, CO 81301-7465 |
| Document Number | 0001246570 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 1246570 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Aug 12, 2024 |
| Property Address | 640 SAWMILL RD, DURANGO, CO 81301-7465 |
| Document Number | 0001234804 |
| Map Reference | DOC 382740 |
| Instrument Date | Aug 09, 2024 |
| Instrument | 1234804 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE DURANGO LLC, TITLE DURANGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 BUDDY LN, DURANGO, CO 81303-8238 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,990 (+303.09%) Land $16,290 Building $60,700 | $1,202,210 (+293.5%) Land $254,380 Building $947,830 | |
| 2025 | $1,047.00 (-62.89%) | $19,100 (-66.81%) Land $15,900 Building $3,200 | $305,520 (+48.13%) Land $254,380 Building $51,140 |
| 2024 | $2,821.00 (+16.81%) | ||
| 2023 | $2,415.00 (+24.1%) | $57,540 (+25.47%) Land $57,540 | $206,250 (+30.43%) Land $206,250 |
| 2022 | $1,946.00 | $45,860 Land $45,860 | $158,130 Land $158,130 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Very High above 91% of the US · above 95% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Visionary Communications Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 60 / 5 |
May also be available: Verizon.
Based on FCC filings for 31 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE DURANGO WA private · serves 1,577 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Jun 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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