Lake County property record for 640 Sande Hill Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 624 sqft · built 1940 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Oct 2015) |
| Tax Bill | $1,502 (2026) |
| Deeds & Mortgages | Aug 2017 Transfer |
| APN | 25-5221-01010 |
| Primary APN | 25-5221-01010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 624 sqft Gross Area |
| 1st Floor Area | 845 sqft |
| Utility Area | 24 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 90,605 sqft (2.08 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Deck Area | 65 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Street Address | 640 SANDE HILL RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 16 |
| Legal Subdivision | SANDE HILL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 370102 |
640 Sande Hill Rd is owned by an individual who bought it in October 2015.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6351 EMBARCADERO DR, STOCKTON, CA 95219-3860 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on File |
| Deed Sale | Oct 1, 2015 · Amount on File |
| Deed Document Number | 2015415717 |
| Prior Transfer Date | Apr 9, 2013 |
| Prior Transfer Doc | 0000178451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 31, 2017 |
| Property Address | 640 SANDE HILL RD, TWO HARBORS, MN 55616-5063 |
| Document Number | A000188232 |
| Instrument Date | Aug 15, 2017 |
| Instrument | A000188232 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 640 Sande Hill Rd was $1,502, up 2.7% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,502.00 (+2.74%) | $262,400 Land $121,500 Building $140,900 | $262,400 Land $121,500 Building $140,900 |
| 2025 | $1,462.00 | ||
| 2023 | $240,100 Land $101,000 Building $139,100 | $240,100 Land $101,000 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 640 Sande Hill Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Sande Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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