640 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 640 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2006
Square Footage5,749 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
Garage671 sqft
Last Sale$1,710,000 (2025)
Tax Bill$27,377.00 (2025)

Owner

Source: DuPage County records · APN 08-19-215-007

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address45 N ADDISON RD, ADDISON, IL 60101-3805
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 12, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
May 12, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleMay 12, 2020 · Amount on Record
Deed Doc Number202550493
Prior Transfer DateApr 14, 2023
Prior Transfer Doc0000029223
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075842
DateNov 29, 2023
InstrumentR2023-075842
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMay 12, 2023
Property Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Document Number0000029223
Map ReferenceDOC 768354
Instrument DateApr 14, 2023
InstrumentR2023-029223
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127790
DateDec 14, 2017
InstrumentR2017-127790
Lender
NameFIFTH THIRD BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 25, 2047

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 12, 2020
Property Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Document Number0000046913
Map ReferenceDOC 768354
Instrument DateApr 21, 2020
InstrumentR2020-046913
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyHOME CLOSING SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address640 S WRIGHT ST, NAPERVILLE, IL 60540-6734

Mortgage

Document Number0000046916
DateMay 12, 2020
InstrumentR2020-046916
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$27,377.00 (+7.04%)$477,105 (+18.92%) Land $134,519 Building $342,586$1,431,315 (+18.92%) Land $403,557 Building $1,027,758
2022$25,577.00 Homeowner's exemption$401,210 Land $113,120 Building $288,090$1,203,630 Land $339,360 Building $864,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN08-19-215-007

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Building Area5,749 sqft Living Area
Gross Area6,253 sqft Gross Area
1st Floor2,044 sqft 1st Floor
2nd Floor2,165 sqft 2nd Floor
Basement Area2,044 sqft Basement
Finished Basement1,540 sqft Finished
Unfinished Basement504 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage Area671 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address640 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT NO 2
Legal SubdivisionMOSER HIGHLANDS
Legal Block1
Legal Lot Number3
Legal Unit2
JurisdictionDU PAGE IL
Minor Civil DivisionLISLE
Census Blockgroup1
Census Block1024
Census Tract846209

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