640 S Rd, Jay, OK 74346 Property Records

Delaware County property record for 640 S Rd, Jay, OK 74346 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,730 sqft Living Area
Lot Size	1,260,626 sqft (28.9 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2017)
Tax Bill	$1,178.00 (2025)

Owner

Source: Delaware County records · APN 22N24E-16-4-00000-000-0000

Assessment roll updated February 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43704 COUNTY ROAD 640, JAY, OK 74346-6827
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2017 · Amount on Record
Deed Sale	Jan 04, 2017 · Amount on Record
Deed Doc Number	2017133
Deed Book / Page	2182 / 343
Record Refreshed	Sep 20, 2026

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jan 04, 2017
Property Address	43504 S 640 RD, JAY, OK 74346
Document Number	002182/343
Book / Page	2182 / 343
Instrument Date	Dec 29, 2016
Instrument	2017-000133
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA RED CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	31580 E 684 DR, WAGONER, OK 74467-6690
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000134
Date	Jan 04, 2017
Instrument	2017-000134

Lender

Name	GRAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated February 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (+1.12%) Homeowner's exemption	$14,208 (+3%) Land $923 Building $13,285	$190,634 (-) Land $13,679 Building $176,955
2024	$1,165.00 (+6.2%) Homeowner's exemption	$13,794 (+3%) Land $896 Building $12,898	$190,634 (+17.37%) Land $13,679 Building $176,955
2023	$1,097.00 Homeowner's exemption	$13,392 Land $862 Building $12,530	$162,415 Land $8,429 Building $153,986

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	About 1 in 267 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`22N24E-16-4-00000-000-0000`
Alternative APNs	`0060037` `60037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,730 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer Exterior
Construction Type	Stone Construction
Roof Material	Composition Shingle Roof
Lot Area	1,260,626 sqft (28.9 acres)
Garage Type	Mixed Garage
Garage Area	360 sqft Garage
Porch Area	180 sqft Porch
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	60037
Street Address	640 S RD
City	JAY
State	OK
Zip	74346
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	16-22-24 N2 E2 SE LYING E OF EXISTING CO RD LESS BEG 300' E OF NE COR OF NE NE SE; S 125'; W TO EXISTING CO RD; NORTHEASTERLY
Legal Range	24E
Legal Township	22N
Legal Section	16
Jurisdiction	DELAWARE OK
Minor Civil Division	JAY
Census Blockgroup	4
Census Block	4027
Census Tract	376000

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