Newaygo County property record for 640 S Oak Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01-300-019 |
| Primary APN | 15-01-300-019 |
|---|
| Lot Area | 392,040 sqft (9 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 S OAK AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | NW 1/4 SW 1/4 EXC N 693 FT, ALSO N 613 FT OF W 1/2 SW 1/4 SW 1/4 EXC S 124 FT OF W 150 FT. 28A M/L SEC 1, T13N R12W |
| Legal Range | 12W |
| Legal Township | 13N |
| Legal Section | 01 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | EVERETT |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970700 |
Source: Newaygo County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 PARADISE RD, FARMVILLE, VA 23901-7161 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Everett Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,100 (+2.27%) | $360,200 (+2.27%) | |
| 2025 | $2,257.00 (+10.58%) Homeowner's exemption | $176,100 (+32.61%) | $352,200 (+32.61%) |
| 2023 | $132,800 | $265,600 | |
| 2022 | $2,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 89% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Point Broadband.
4G LTE only, no 5G reported
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