640 S Mitchell Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 640 S Mitchell Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details3,362 sqft · built 2001
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Jul 2021)
Tax Bill$18,270 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-11-411-018

Property Details

APN / Parcel Number

Primary APN06-11-411-018

Interior

Stories2 Stories
Building Area3,362 sqft Living Area
Gross Area5,128 sqft
1st Floor Area1,766 sqft
2nd Floor Area1,596 sqft
Basement Area1,766 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions14 ft deep x 5.2 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address640 S MITCHELL AVE
CityELMHURST
StateIL
Zip60126-4370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionELM CREST
Legal SubdivisionELM CREST
Legal Block7
Legal Lot Number7
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2012
Census Tract843900

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 S MITCHELL AVE, ELMHURST, IL 60126-4370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 7, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleJul 31, 2001 · Amount on Record
Deed Document Number2021102895
Prior Transfer DateMar 10, 2017
Prior Transfer Doc0000026530
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address640 S MITCHELL AVE, ELMHURST, IL 60126-4370
Transaction TypeMortgage
Record UpdatedApr 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020675
DateApr 7, 2023
InstrumentR2023-020675
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2043

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 7, 2021
Property Address640 S MITCHELL AVE, ELMHURST, IL 60126-4370
Document Number0000102895
Map ReferenceDOC 174664
Instrument DateMay 5, 2021
InstrumentR2021-102895
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 S MITCHELL AVE, ELMHURST, IL 60126-4370

Mortgage

Document Number0000102896
DateJul 7, 2021
InstrumentR2021-102896
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateMar 20, 2017
Property Address640 S MITCHELL AVE, ELMHURST, IL 60126-4370
Document Number0000026530
Instrument DateMar 10, 2017
Instrument26530
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 S MITCHELL AVE ELMHURST IL 601264370, ELMHURST, IL 60126-4370

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,270.00 (+16.23%)$323,687 (+22.04%) Land $92,215 Building $231,472$971,061 (+22.04%) Land $276,645 Building $694,416
2022$15,719.00 Homeowner's exemption$265,230 Land $75,990 Building $189,240$795,690 Land $227,970 Building $567,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1982–2019)
Claims Outside the SFHA10 of 16
Most Recent ClaimMay 2019
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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