640 S Main St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 640 S Main St, Woonsocket, RI 02895 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,123 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$406,000 (Jul 2026)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:4C L:69 U:47`

Property Details

APN / Parcel Number

Primary APN	`WOON M:4C L:69 U:47`
Alternative APN	`18435`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,123 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft
Finished Basement	372 sqft
Unfinished Basement	372 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	18435
Street Address	640 S MAIN ST
City	WOONSOCKET
State	RI
Zip	02895-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	69
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2011
Census Tract	17500

Owner

Source: Woonsocket City records · APN WOON M:4C L:69 U:47

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jul 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	2026244652
Deed Book / Page	3047 / 74
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 24, 2026
Property Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760
Document Number	0000244654
Book / Page	3047 / 90
Instrument Date	Jul 24, 2026
Instrument	2026244654
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760

Mortgage

Document Number	0000244654,
Date	Jul 24, 2026
Book Page	3047/90
Instrument	2026244654

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 24, 2026
Property Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760
Document Number	0000244652
Book / Page	3047 / 74
Instrument Date	Jul 24, 2026
Instrument	2026244652
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760

Mortgage

Date	Jul 24, 2026

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 14, 2023
Property Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760
Document Number	0002816-90
Book / Page	2816 / 90
Instrument Date	Jul 14, 2023
Instrument	228360
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S MAIN ST, WOONSOCKET, RI 02895-5760

Mortgage

Document Number	0000228361
Date	Jul 14, 2023
Instrument	228361

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,968.00 (+19.45%)	$353,300 (+48.7%) Land $104,200 Building $249,100
2023	$3,322.00	$237,600 (-) Land $85,100 Building $152,500
2022	$3,322.00	$237,600 Land $85,100 Building $152,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	1761 Milestone listed 1982 · 1 contributing resources · NRIS 82000131

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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