Monroe County property record for 640 S Main St, Paris, MO 65275
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,528 sqft · built 1900 |
| Lot Size | 2.41 acres (105,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Aug 2018) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Apr 2005 Mortgage Nov 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1.0-11-003-013-018.000 |
| Primary APN | 15-1.0-11-003-013-018.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,528 sqft Adjusted Area |
| Gross Area | 887 sqft |
| 1st Floor Area | 1,043 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 105,300 sqft (2.41 acres) |
| Lot Dimensions | 1,053 ft deep x 100 ft wide |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 S MAIN ST |
|---|---|
| City | PARIS |
| State | MO |
| Zip | 65275-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 100' OF N 250' OF E 1053' SWSW 1961 ANNEX PARIS |
| Legal Range | 10W |
| Legal Township | 54N |
| Legal Section | 11 |
| Jurisdiction | MONROE MO |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 960200 |
640 S Main St is owned by an individual who bought it in August 2018.
Source: Monroe County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 S MAIN ST, PARIS, MO 65275-1146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2005 | Deed of Trust, Mortgage · Conventional Mortgage RBC MORTGAGE CO |
| Nov 6, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on File |
| Deed Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 20181038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 640 S MAIN ST, PARIS, MO 65275-1144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00312/0513 |
|---|---|
| Date | Apr 12, 2005 |
| Book Page | 312/0513 |
| Name | RBC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 640 S MAIN ST, PARIS, MO 65275-1144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020121542 |
|---|---|
| Date | Nov 6, 2012 |
| Instrument | 2012-1542 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | Aug 13, 2018 |
| Property Address | 640 S MAIN ST, PARIS, MO 65275-1144 |
| Document Number | 0020181038 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-1038 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 S MAIN ST, PARIS, MO 65275-1144 |
| Document Number | 0020181039 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018-1039 |
| Name | HNB NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 640 S Main St was $1,027.
Source: Monroe County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Municipality | Paris City |
| Unified School District | Paris R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,470 (-) | $86,700 (-) | |
| 2025 | $1,027.00 | $16,470 | $86,700 Land $8,000 Building $78,700 |
| 2023 | $14,570 | $76,700 | |
| 2020 | $809.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 S Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jul 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 S Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS PWS serves 1,161 people · EPA ID MO2010624 |
|---|---|
| Water Source | Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Chariton Valley Communication, Mark Twain Communications Company.
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