640 S Jackson Ave, Bartow, FL 33830 Property Records

Polk County property record for 640 S Jackson Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,209 sqft · built 1910
Lot Size0.509 acres (22,163 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jan 2021)
Tax Bill$5,077 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN25-30-08-415000-004023

Property Details

APN / Parcel Number

Primary APN25-30-08-415000-004023
Alternative APNs
  • 083025415000004023
  • 83025000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,209 sqft Living Area
Gross Area2,825 sqft
1st Floor Area2,209 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialOther
Lot Area22,163 sqft (0.509 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area616 sqft

Exterior Amenities

Pool Area392 sqft
PorchUnfinished Open Porch
Porch Area232 sqft
Utility Building192 sqft

Location & Zoning

Street Address640 S JACKSON AVE
CityBARTOW
StateFL
Zip33830-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionVARN W R ADD DB E PG 371 BLK 4 THAT PT OF LOTS 2 & 3 DESC AS: SW1/4 OF LOT 2 LESS S 34.5 FT & BEG 153 FT N OF SW COR LOT 3 RUN N 80 FT E 184.5 FT S 34.5 FT E 14 FT S 48.5 FT W 98.5 FT N 3 FT W 100 FT TO BEG
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionVARN W R ADDITION
Legal Tract415000
Legal Block4
Legal Lot Number2,3
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2045
Census Tract15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 S JACKSON AVE, BARTOW, FL 33830-4822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG
Jan 26, 2021Correction Deed, Transfer
FLORIDA PROFESSIONAL TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Prior SaleAug 15, 2000
Deed Document Number20215033
Deed Book / Page11530 / 89
Prior Transfer DateDec 23, 2020
Prior Transfer Doc0115520608
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 7, 2021
Property Address640 S JACKSON AVE, BARTOW, FL 33830-4822
Document Number0115300089
Book / Page011530 / 000089
Instrument DateDec 23, 2020
Instrument5033
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyFLORIDA PROFESSIONAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6450 S JACKSON AVE BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number115300091
DateJan 7, 2021
Book Page011530/000091
Instrument5034
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 6, 2051

January 2021: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateJan 26, 2021
Property Address640 S JACKSON AVE, BARTOW, FL 33830-4822
Document Number0115520608
Book / Page011552 / 000608
Instrument DateDec 23, 2020
Instrument19736
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyFLORIDA PROFESSIONAL TITLE INC

Transaction

AmountAmount Recorded
Tax$2,240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6450 S JACKSON AVE BARTOW FL 33830, BARTOW, FL 33830

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,705 (+2.7%)$350,618 (-1.23%) Land $35,163 Building $315,455
2025$5,077.00 (-2.31%) Homeowner's exemption$322,011 (+5.99%)$354,981 (+0.39%) Land $35,163 Building $319,818
2023$5,197.00 (+13.55%) Homeowner's exemption$303,821 (+3%)$353,590 (+19.87%) Land $33,555 Building $320,035
2022$4,577.00 Homeowner's exemption$294,972 Land $31,055 Building $263,917$294,972 Land $31,055 Building $263,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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