640 S Avocet St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 640 S Avocet St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,241 sqft · built 2023
Lot Size	0.079 acres (3,465 sqft)
Owner	Company Name on Record
Last Sale	$561,490 (Oct 2023)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-18-318`

Property Details

APN / Parcel Number

Primary APN	`304-18-318`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	1,266 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,465 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	640 S AVOCET ST
City	GILBERT
State	AZ
Zip	85296-0130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARNER MEADOW PHASE 1 MCR 1582-48
Legal Subdivision	WARNER MEADOW PHASE 1
Legal Phase	1
Legal Lot Number	182
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2023
Census Tract	422623

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jun 14, 2024	Deed of Trust, Mortgage · FHA Mortgage MORIA DEVELOPMENT INC
Jun 25, 2025	Intrafamily Transfer, Transfer
Oct 6, 2023	Special Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
Jul 11, 2022	Special Warranty Deed, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	0000522328
Last Transfer Date	Jun 25, 2025
Transfer Doc	0000365351
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S AVOCET ST, GILBERT, AZ 85296-0130

Mortgage

Document Number	0000703564
Date	Dec 5, 2025
Instrument	20250703564

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S AVOCET ST, GILBERT, AZ 85296-0130

Mortgage

Document Number	0000317168
Date	Jun 14, 2024
Instrument	20240317168

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	MIDWAY PARK, NC 28544

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2025
Property Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Document Number	0000365351
Map Reference	MB 1582 PG 48
Instrument Date	Jun 23, 2025
Instrument	20250365351
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 S AVOCET ST, GILBERT, AZ 85296-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	640 S AVOCET ST, GILBERT, AZ 85296-0130

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2023
Property Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Document Number	0000522328
Map Reference	MB 1582 PG 48
Instrument Date	Oct 1, 2023
Instrument	20230522328
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, DR130, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 S AVOCET ST, GILBERT, AZ 85296-0130

Mortgage

Document Number	0000522329
Date	Oct 6, 2023
Instrument	20230522329

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 11, 2022
Property Address	640 S AVOCET ST, GILBERT, AZ 85296-0130
Document Number	0000564528
Map Reference	MB 1582 PG 48
Instrument Date	Jul 6, 2022
Instrument	20220564528
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8585 E HARTFORD DR # DR118, DR118, SCOTTSDALE, AZ 85255-5471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 W ALAMEDA DR STE 130, 130, TEMPE, AZ 85282-3221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,780 (+313.68%)	$477,800 (+520.52%) Land $95,500 Building $382,300
2025	$1,814.00 (+328.84%)
2024		$11,550 (+10.63%)	$77,000 (+10.63%) Land $77,000
2023	$423.00 (+2.67%)	$10,440 Land $10,440	$69,600 Land $69,600
2022	$412.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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