4 EMBARCADERO CTR STE 3300, 3300, SAN FRANCISCO, CA 94111-4184
Mortgage
Document Number
0000335896
Date
Aug 9, 2019
Instrument
2019-0335896
Lender
Name
PRUDENTIAL INSURANCE OF AMERICA
Type
Lending Institution
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
November 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 14, 2018
Property Address
640 S ANDREASEN DR, ESCONDIDO, CA 92029-1910
Instrument Date
Nov 7, 2018
Instrument
473165
Transaction Type
Mortgage
Record Updated
Nov 27, 2018
Title Company
FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
133 MATA WAY #155 SAN MARCOS CA 920692937, 155, SAN MARCOS, CA 92069-2937
Mortgage
Document Number
0000473165
Date
Nov 14, 2018
Instrument
473165
Lender
Name
BANK OF AMERICA
Type
Bank
Agreement
Amount
Amount on Record
November 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
640 S ANDREASEN DR, ESCONDIDO, CA 92029-1910
Document Number
0000473164
Instrument Date
Nov 7, 2018
Transaction Type
Mortgage
Record Updated
Nov 23, 2018
Title Company
FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
640 S ANDREASEN DR ESCONDIDO CA 920291910, ESCONDIDO, CA 92029-1910
February 2017: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 2, 2017
Property Address
640 S ANDREASEN DR, ESCONDIDO, CA 92029-1910
Instrument Date
Feb 2, 2017
Instrument
56277
Transaction Type
Mortgage
Record Updated
Feb 9, 2017
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
4435 EASTGATE MALL #300 SAN DIEGO CA 921211980, 300, SAN DIEGO, CA 92121-1980
Mortgage
Document Number
0000056277
Date
Feb 2, 2017
Instrument
56277
Lender
Name
BANK OF AMERICA
Type
Bank
Address
520 NEWPORT CENTER DR # 1150, NEWPORT BEACH, CA 92660-7085
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 640 S Andreasen Dr was $23,726, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Escondido City
Elementary School District
Escondido Union Elementary School District (KG - 08)
Secondary School District
Escondido Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,119,481 (+2%)Land $780,861Building $1,338,620
2025
$23,726.00 (+2.07%)
$2,077,923Land $765,550Building $1,312,373
2024
$23,245.00 (+2.3%)
2023
$22,722.00 (+1.07%)
$1,997,237Land $735,824Building $1,261,413
2022
$22,482.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 640 S Andreasen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 640 S Andreasen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband Fixed Wireless
500 / 100
Starlink Satellite
280 / 30
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.