640 S 4th St, Murray, KY 42071 Property Records

Calloway County property record for 640 S 4th St, Murray, KY 42071

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,160 sqft
OwnerCompany Name on File
Last Sale$80,000 (Jan 2014)
Tax Bill$347 (2025)
Flood ZoneZone X (minimal risk)
APN008-0-015A-00002

Property Details

APN / Parcel Number

Primary APN008-0-015A-00002
Alternative APN
  • 38497

Interior

Stories1 Story
Building Area5,160 sqft Total Area

Exterior

Exterior MaterialConcrete Block
Roof MaterialTar & Gravel
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number38497
Street Address640 S 4TH ST
CityMURRAY
StateKY
Zip42071-2680
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description640 S 4TH 8-15A-2,3,4
Legal Tract1
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group3
Census Block3001
Census Tract10500

Owner

640 S 4th St, a commercial property, is owned by a company that bought it in January 2014.

Source: Calloway County records, as of December 22, 2025

Owner of RecordCompany Name on File
Mailing Address1415 OAK HILL DR, MURRAY, KY 42071-8607
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2014 · Amount on File
Deed SaleJan 22, 2014 · Amount on File
Deed Document Number567037
Deed Book / Page0999 / 169
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 640 S 4th St was $347.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictMurray Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$347.00$90,000$90,000
2023$349.00$90,000$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Murray Electric System.

Nearby Properties on S 4th St

Nearby Streets

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