640 S 1st St, Mount Horeb, WI 53572 Property Records

Dane County property record for 640 S 1st St, Mount Horeb, WI 53572

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,942 sqft · built 2000
Lot Size0.344 acres (15,028 sqft)
Owner2 Owner Names on File
Last Sale$322,000 (Jun 2012)
Tax Bill$9,044 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0606-132-3089-6

Property Details

APN / Parcel Number

Primary APN0606-132-3089-6

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area3,942 sqft Living Area
1st Floor Area1,972 sqft
Basement Area1,970 sqft
Finished Basement1,970 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area15,028 sqft (0.344 acres)
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address640 S 1ST ST
CityMOUNT HOREB
StateWI
Zip53572-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY VIEW HEIGHTS LOT 9
Legal Range06
Legal Township06
Legal Section13
Legal SubdivisionVALLEY VIEW HEIGHTS
Legal Block30
Legal Lot Number9
JurisdictionDANE WI
Township / Civil DivisionMOUNT HOREB
Census Block Group4
Census Block4038
Census Tract12800

Owner

The current owner of 640 S 1st St bought it in June 2012.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Owner Names on File
Mailing Address640 S 1ST ST, MOUNT HOREB, WI 53572-3311
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUND CITY BANK
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUND CITY BANK
Jan 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE BK/CROSS PLAINS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2012 · Amount on File
Deed SaleJun 15, 2012 · Amount on File
Prior SaleApr 24, 2009
Deed Document Number4881411
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address640 S 1ST ST, MOUNT HOREB, WI 53572-3311
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005637053
DateSep 16, 2020
Instrument5637053
Lender
NameMOUND CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address640 S 1ST ST, MOUNT HOREB, WI 53572-3311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005665831
DateNov 24, 2020
Instrument5665831
Lender
NameMOUND CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address640 S 1ST ST, MOUNT HOREB, WI 53572-3311
Document Number0005464681
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address640 S 1ST ST MOUNT HOREB WI 535723311, MOUNT HOREB, WI 53572-3311

Mortgage

Document Number0005464681
DateJan 10, 2019
Instrument5464681
Lender
NameSTATE BK/CROSS PLAINS
TypeBank
AddressCROSS PLAINS, WI 53528
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 9, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 640 S 1st St was $9,044 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMount Horeb Village
Unified School DistrictMount Horeb Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,044.00 Homeowner's exemption$523,900 Land $92,800 Building $431,100$584,800
2023$523,900 Land $92,800 Building $431,100
2022$7,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 S 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 S 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT HOREB WATERWORKS
serves 7,756 people · EPA ID WI1130247
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
MHTC
DSL · Fiber in parts of the area
100 / 25
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S 1st St

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