640 S 12th E, Mountain Home, ID 83647 Property Records

Elmore County property record for 640 S 12th E, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,612 sqft · built 1960
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$238,700 (Nov 2020)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2020 Transfer + 1 more
APN	`RPA00390010020A`

Property Details

APN / Parcel Number

Primary APN	`RPA00390010020A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	1,050 ft deep x 500 ft wide

Location & Zoning

Street Address	640 S 12TH E
City	MOUNTAIN HOME
State	ID
Zip	83647-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOT 2 BLK 1 COLLEGE PARK
Legal Subdivision	COLLEGE PARK SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	4
Census Block	4054
Census Tract	960300

Owner

640 S 12th E is owned and occupied by an individual who bought it in November 2020.

Source: Elmore County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 23, 2020	Intrafamily Transfer, Transfer GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC
Nov 18, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Oct 7, 2019
Deed Document Number	2020485618
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0000485770
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000464681
Date	Feb 28, 2018
Instrument	464681

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE ID
Recording Date	Nov 23, 2020
Property Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Document Number	0000485770
Instrument Date	Nov 16, 2020
Instrument	485770
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Nov 18, 2020
Property Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Document Number	0000485618
Instrument Date	Oct 13, 2020
Instrument	485618
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S 12TH E, MOUNTAIN HOME, ID 83647-3523
Investor	Possibly a Property Investor

Mortgage

Document Number	0000485620
Date	Nov 18, 2020
Instrument	485620

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 640 S 12th E was $1,780, up 5.8% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+5.76%)	$343,473 (+6.67%) Land $56,000 Building $287,473	$343,473 (+6.67%) Land $56,000 Building $287,473
2024	$1,683.00 (+25.04%)	$321,988 (+10.82%) Land $49,000 Building $272,988	$321,988 (+10.82%) Land $49,000 Building $272,988
2023	$1,346.00 (-57.23%)	$290,556 (+1.78%) Land $38,000 Building $252,556	$290,556 (+1.78%) Land $38,000 Building $252,556
2022	$3,147.00	$285,461 Land $34,500 Building $250,961	$285,461 Land $34,500 Building $250,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 640 S 12th E; 77 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 S 12th E is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 78% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

Nearby Properties on S 12th E

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