Habersham County property record for 640 Roper Dr, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,938 sqft · built 1992 |
| Lot Size | 3.57 acres (155,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2010) |
| Tax Bill | $4,556 (2026) |
| Deeds & Mortgages | Feb 2021 Sale Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104 186 |
| Primary APN | 104 186 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,938 sqft Heated Area |
| Gross Area | 3,893 sqft |
| 1st Floor Area | 1,687 sqft |
| Upper Floors Area | 800 sqft |
| Attic | Attic |
| Attic Area | 800 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 155,509 sqft (3.57 acres) |
| Lot Width | 320 ft Width |
| Garage Area | 2,952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 322 sqft |
| Patio Area | 322 sqft |
| Storage Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 403554 |
|---|---|
| Street Address | 640 ROPER DR |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-6616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRI |
| Legal Description | 12-4 ROPER RD 1252-203 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
640 Roper Dr is owned and occupied by an individual who acquired it in February 2021.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Warranty Deed, Transfer |
| Feb 10, 2021 | Warranty Deed, Transfer |
| Jun 2, 2017 | Deed of Trust, Mortgage SOUTHERN BANK |
| Nov 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on File |
| Deed Sale | Jul 9, 2010 · Amount on File |
| Deed Book / Page | 926 / 344 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 001252/203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 10, 2021 |
| Property Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Document Number | 001252/203 |
| Book / Page | 1252 / 203 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-000471 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 10, 2021 |
| Property Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Document Number | 001252/200 |
| Book / Page | 1252 / 200 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-000470 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 WINDROSE MEADOW LN, CLARKESVILLE, GA 30523-6502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1140/574 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 1140/574 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jun 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 640 ROPER DR, CLARKESVILLE, GA 30523-6616 |
| Document Number | 0000001206/0000000969 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 0000001206/0000000969 |
| Name | SOUTHERN BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2022 |
The 2026 property tax bill for 640 Roper Dr was $4,556, down 2.4% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,556.00 (-2.4%) | $199,881 (+3.43%) Land $39,120 Building $160,761 | $499,701 (+3.43%) Land $97,799 Building $401,902 |
| 2025 | $4,668.00 | $193,251 Land $36,560 Building $156,691 | $483,129 Land $91,401 Building $391,728 |
| 2023 | $3,494.00 (+20.4%) | $134,640 (+20.39%) Land $19,992 Building $114,648 | $336,600 (+20.39%) Land $49,980 Building $286,620 |
| 2022 | $2,902.00 | $111,836 Land $19,992 Building $91,844 | $279,590 Land $49,980 Building $229,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Roper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Roper Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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