San Joaquin County property record for 640 Roper Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,043 sqft · built 1950 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,114 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 039-210-200-000 |
| Primary APN | 039-210-200-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Contemporary |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.143 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 ROPER AVE |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95240-0924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 08 |
| Legal Description | CITY/MUNI/TWP:LODI SUBD:SCHNEIDER TRACT MAP REF:MB 039 PG 21 |
| Legal Subdivision | SCHNEIDER TRACT |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4203 |
Source: San Joaquin County records · APN 039-210-200-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 ROPER AVE, LODI, CA 95240-0924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Nov 15, 2004 |
| Last Transfer Date | Jun 03, 2014 |
| Transfer Doc | 0000054594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 640 ROPER AVE, LODI, CA 95240-0924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000055938 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019-055938 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 640 ROPER AVE, LODI, CA 95240-0924 |
| Document Number | 0000149056 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | TSI ESCROW - CERRITOS |
| Name | Verified Name |
|---|---|
| Address | 640 ROPER AVE LODI CA 952400924, LODI, CA 95240-0924 |
| Document Number | 0000149056 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 149056 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 20, 2037 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,114.00 (+0.81%) | $97,939 (+4.04%) Land $43,529 Building $54,410 |
| 2023 | $5,073.00 (+0.46%) | $94,139 Land $41,840 Building $52,299 |
| 2022 | $5,050.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 777 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LODI serves 67,093 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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