640 Riverview Ave, Sanford, FL 32771 Property Records

Seminole County property record for 640 Riverview Ave, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 1954
Lot Size	0.426 acres (18,559 sqft)
Owner	2 Company Names on Record
Last Sale	$180,000 (Mar 2020)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-19-30-5AD-0000-021C`

Property Details

APN / Parcel Number

Primary APN	`22-19-30-5AD-0000-021C`
Alternative APN	`1930225AD0000021C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,365 sqft
1st Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,559 sqft (0.426 acres)
Lot Dimensions	277 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	640 RIVERVIEW AVE
City	SANFORD
State	FL
Zip	32771-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	S 67 FT OF N 538 FT OF LOT 21 FLA LAND + COL COS CELERY PLANTATION PB 1 PG 129
Legal Range	30E
Legal Township	19S
Legal Section	22
Legal Subdivision	FLA LAND AND COLONIZATION COMPANYS CELER
Legal Tract	5AD
Legal Lot Number	21
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	3
Census Block	3037
Census Tract	20601

Owner

Source: Seminole County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 19, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Aug 11, 2020	Intrafamily Transfer, Transfer ATTORNEY
Mar 2, 2020	Warranty Deed, Transfer VENTURE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Apr 1, 2003 · Amount on Record
Deed Document Number	202023261
Deed Book / Page	9548 / 1025
Last Transfer Date	Aug 7, 2020
Transfer Doc	0096741237
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510

Mortgage

Document Number	0110041754
Date	Mar 23, 2026
Book Page	11004/1754
Instrument	2026028415

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510

Mortgage

Document Number	0109770384
Date	Feb 5, 2026
Book Page	10977/384
Instrument	2026011131

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510

Mortgage

Document Number	0103921810
Date	Feb 21, 2023
Book Page	10392/1810
Instrument	2023015665

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102420703
Date	May 19, 2022
Book Page	10242/703
Instrument	2022059908

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 11, 2020
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Document Number	0096741237
Book / Page	9674 / 1237
Map Reference	MB 1 PG 129
Instrument Date	Aug 7, 2020
Instrument	2020087079
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 2, 2020
Property Address	640 RIVERVIEW AVE, SANFORD, FL 32771-9510
Document Number	0095481025
Book / Page	009548 / 001025
Instrument Date	Feb 28, 2020
Instrument	23261
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W210N10797 APPLETON AVE GERMANTOWN WI 530223711, GERMANTOWN, WI 53022-3711

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+8.75%)	$178,939 (+5.99%)	$259,505 (+10.28%) Land $79,730 Building $179,775
2023	$1,954.00 (+3.06%) Homeowner's exemption	$168,831 (+3%)	$235,316 (+4.69%) Land $75,040 Building $160,276
2022	$1,896.00 Homeowner's exemption	$163,914	$224,780 Land $65,660 Building $159,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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