Beaufort County property record for 640 River Rd, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,083 sqft · built 1954 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Jun 2019) |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5685-84-8850 |
| Primary APN | 5685-84-8850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 1,083 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Storage Building | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 640 RIVER RD |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTION OF LT 4 MITCHELL M DIXON SD |
| Legal Subdivision | MITCHELL M DIXON |
| Legal Lot Number | 4 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | LONG ACRE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 930501 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 RIVER RD, WASHINGTON, NC 27889-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Apr 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Jul 14, 2004 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 640 RIVER RD, WASHINGTON, NC 27889-3923 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3100 LANCER DR, CARY, NC 27519-7481 |
| Document Number | 002145/613 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 2145/613 |
| Instrument | 2023003739 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Apr 25, 2023 |
| Property Address | 640 RIVER RD, WASHINGTON, NC 27889-3923 |
| Document Number | 002136/384 |
| Book / Page | 2136 / 384 |
| Map Reference | CAB B SL 71 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023001932 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 RIVER RD, WASHINGTON, NC 27889-3923 |
| Name | Verified Name |
|---|---|
| Address | 640 RIVER RD, WASHINGTON, NC 27889-3923 |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 (+37.98%) | $129,349 (+94.65%) Land $24,576 Building $104,773 | |
| 2025 | $129,349 (+94.65%) Land $24,576 Building $104,773 | ||
| 2023 | $645.00 (+0.78%) | $66,453 (-) Land $33,229 Building $33,224 | |
| 2022 | $640.00 | $66,453 Land $33,229 Building $33,224 | $66,453 (-) Land $33,229 Building $33,224 |
| 2018 | $66,453 Land $33,229 Building $33,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 1,117 (1982–2023) |
| Claims Outside the SFHA | 50 of 1,117 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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