640 Ridgecrest Rd, Luttrell, TN 37779 Property Records

Union County property record for 640 Ridgecrest Rd, Luttrell, TN 37779

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,160 sqft · built 2021
Lot Size	14.8 acres (645,124 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Aug 2019)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087066 03200`

Property Details

APN / Parcel Number

Primary APN	`087066 03200`
Alternative APN	`066 03200`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,160 sqft Living Area
Upper Floors Area	800 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	645,124 sqft (14.8 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	160 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	640 RIDGECREST RD
City	LUTTRELL
State	TN
Zip	37779-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: G04
Legal Subdivision	FSG BANK NA
Legal Block	B
Legal Lot Number	1
Jurisdiction	UNION TN
Township / Civil Division	2
Census Block Group	3
Census Block	3008
Census Tract	40101

Owner

640 Ridgecrest Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Union County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 RIDGECREST RD, LUTTRELL, TN 37779-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Oct 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage FARM CREDIT SVCS
Aug 16, 2019	Warranty Deed, Transfer CERTIFIED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Deed Document Number	0000002194
Deed Book / Page	000009 / 000437
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000003229
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	640 RIDGECREST RD, LUTTRELL, TN 37779-2504
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIDGECREST RD, LUTTRELL, TN 37779-2504

Mortgage

Document Number	0TD365/493
Date	Mar 4, 2022
Book Page	TD365/493
Instrument	22000754

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION TN
Recording Date	Oct 23, 2020
Property Address	640 RIDGECREST RD, LUTTRELL, TN 37779-2504
Document Number	0000003229
Book / Page	000326 / 000260
Instrument Date	Oct 13, 2020
Instrument	3229
Transaction Type	Construction Loan
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	721 FOX HUNTER RD MAYNARDVILLE TN 378073430, MAYNARDVILLE, TN 37807-3430

Mortgage

Document Number	0000003229
Date	Oct 23, 2020
Book Page	000326/000260
Instrument	3229

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION TN
Recording Date	Aug 16, 2019
Property Address	640 RIDGECREST RD, LUTTRELL, TN 37779-2504
Document Number	0000002194
Book / Page	000009 / 000437
Instrument Date	Aug 5, 2019
Instrument	2194
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Tax	$307.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1664 TAZEWELL PIKE CORRYTON TN 377215102, CORRYTON, TN 37721-5102

Tax Assessment & Valuation

The 2025 property tax bill for 640 Ridgecrest Rd was $1,895.

Source: Union County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Municipality	Luttrell Town
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00	$99,750 (-) Land $21,325 Building $78,425
2024	$1,895.00	$99,750 (-) Land $21,325 Building $78,425
2023	$1,895.00 (+19.48%)	$99,750 (-) Land $21,325 Building $78,425
2022	$1,586.00	$99,750 Land $21,325 Building $78,425	$399,000 Land $85,300 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Ridgecrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Ridgecrest Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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