640 Ridge Rd, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 640 Ridge Rd, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,930 sqft · built 1950
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Jan 1998)
Tax Bill	$15,721 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WETH M:107 B:006`

Property Details

APN / Parcel Number

Primary APN	`WETH M:107 B:006`
Alternative APN	`107006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	6,694 sqft
Basement Area	1,587 sqft
Unfinished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107006
Street Address	640 RIDGE RD
City	WETHERSFIELD
State	CT
Zip	06109-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	6
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1021
Census Tract	492400

Owner

Source: Wethersfield Town assessment roll, APN WETH M:107 B:006, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 RIDGE RD, WETHERSFIELD, CT 06109-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 1998 · Amount on Record
Deed Sale	Jan 30, 1998 · Amount on Record
Deed Book / Page	684 / 280
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	640 RIDGE RD, WETHERSFIELD, CT 06109-2616
Document Number	2018-202
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIDGE RD WETHERSFIELD CT 061092616, WETHERSFIELD, CT 06109-2616

Mortgage

Document Number	2018-202
Date	Nov 07, 2017
Book Page	002018/000202

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,721.00	$381,400 (+52.99%) Land $105,060 Building $276,340	$266,980 Land $73,542 Building $193,438
2024	$15,721.00 (+50.93%)
2023	$10,416.00 (+1.71%)	$249,300 (-) Land $75,700 Building $173,600
2022	$10,241.00	$249,300 Land $75,700 Building $173,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 367 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0640011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.