Cook County property record for 640 Regency Dr, Des Plaines, IL 60016 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,445 sqft · built 1990 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $627,000 (Sep 2024) |
| Tax Bill | $10,990 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-226-012 |
| Primary APN | 09-07-226-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,445 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 640 REGENCY DR |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-7534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (CUMBERLAND) ESTATES BNG A SUB IN THE NE OF SEC 7 & T HE WH OF SEC 08-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 08 |
| Legal Subdivision | CUMBERLAND ESTATES BNG A SUB IN THE NE |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 806103 |
Source: Cook County records · APN 09-07-226-012
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9353 TWIN OAKS LN, DES PLAINES, IL 60016-4225 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2024 · Amount on Record |
| Deed Sale | Sep 05, 2024 · Amount on Record |
| Prior Sale | Sep 07, 2012 · Amount on Record |
| Deed Document Number | 202424311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 640 REGENCY DR, DES PLAINES, IL 60016-7534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0031802263 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2531802263 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 640 REGENCY DR, DES PLAINES, IL 60016-7534 |
| Document Number | 2031821451 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 REGENCY DR DES PLAINES IL 600167534, DES PLAINES, IL 60016-7534 |
| Document Number | 2031821451 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 31821451 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,000 (+24.44%) Land $8,640 Building $47,360 | $560,000 (+24.44%) Land $86,400 Building $473,600 | |
| 2023 | $10,990.00 (+2.72%) | ||
| 2022 | $10,699.00 Homeowner's exemption | $45,000 Land $7,200 Building $37,800 | $450,000 Land $72,000 Building $378,000 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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