640 Potter Rd, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 640 Potter Rd, Boynton Beach, FL 33435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 1962
Lot Size	0.18 acres (7,819 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Dec 2025)
Tax Bill	$8,482 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-43-45-15-02-000-1140`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-15-02-000-1140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,933 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,819 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide
View / Lot	Lake

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	130 sqft
Deck Area	376 sqft
Patio Area	160 sqft
Utility Building	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	640 POTTER RD
City	BOYNTON BEACH
State	FL
Zip	33435-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LAKESIDE GARDENS LTS 114 & 115
Legal Range	43E
Legal Township	45S
Legal Section	15
Legal Subdivision	LAKESIDE GARDENS
Legal Lot Number	114
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4001
Census Tract	5702

Owner

640 Potter Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Palm Beach County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	640 POTTER RD, BOYNTON BEACH, FL 33435-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	2025440665
Deed Book / Page	36192 / 1702
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0211861341
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 15, 2025
Property Address	640 POTTER RD, BOYNTON BEACH, FL 33435-2419
Document Number	0361921702
Book / Page	36192 / 1702
Map Reference	MB 8 PG 57
Instrument Date	Dec 12, 2025
Instrument	20250440665
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	SECU TITLE SERVICES LLC, SECURE T&E SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 CARILLA LN, COLUMBUS, OH 43228-1384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 POTTER RD, BOYNTON BEACH, FL 33435-2419

Mortgage

Document Number	0361921704
Date	Dec 15, 2025
Instrument	36192/1704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 10, 2021
Property Address	640 POTTER RD, BOYNTON BEACH, FL 33435-2419
Document Number	0322721784
Book / Page	32272 / 1784
Map Reference	MB 8 PG 57
Instrument Date	Mar 3, 2021
Instrument	20210109686
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COMPLETE TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 COMPASS ROSE DR, 217, DAYTONA BEACH, FL 32124-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5122 BRADSTONE LOOP, GROVE CITY, OH 43123-7665

Mortgage

Document Number	0322721786
Date	Mar 10, 2021
Instrument	32272/1786

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 640 Potter Rd was $8,482 with a homeowner's exemption, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,482.00 (+3.12%) Homeowner's exemption	$447,907	$471,957 Land $250,240 Building $221,717
2024	$8,225.00 (-3.52%)
2023	$8,525.00 (+8.7%) Homeowner's exemption	$447,781 (+9.98%)	$518,420 (+27.32%) Land $258,868 Building $259,552
2022	$7,843.00 Homeowner's exemption	$407,166 Land $217,902 Building $189,264	$407,166 Land $217,902 Building $189,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Potter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	415 units insured incl. 163 condo units
Nearby Flood Claims	59 (1979–2017)
Claims Outside the SFHA	10 of 59
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Irene, Oct 1999 · 10 claims Tropical Storm Mitch, Nov 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Potter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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