640 Piney Way, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 640 Piney Way, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	1 bd · 2 ba · 594 sqft · built 1949
Lot Size	0.141 acres (6,157 sqft)
Owner	2 Company Names on Record
Last Sale	$1,375,000 (May 2021)
Tax Bill	$16,327 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-151-016`

Property Details

APN / Parcel Number

Primary APN	`066-151-016`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	594 sqft Total Area
Gross Area	3,882 sqft

Exterior

Year Built	Built 1949
Construction Type	Wood Frame
Lot Area	6,157 sqft (0.141 acres)

Location & Zoning

Street Address	640 PINEY WAY
City	MORRO BAY
State	CA
Zip	93442-2356
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB MORRO HTS BL 16 LT 13
Legal Subdivision	MORRO HEIGHTS
Legal Block	16
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3018
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	640 PINEY WAY, MORRO BAY, CA 93442-2356
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 4, 2019	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2021037995
Record Updated	Jun 8, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 21, 2021
Property Address	640 PINEY WAY, MORRO BAY, CA 93442-2356
Document Number	0000037995
Map Reference	MB 3 PG 4
Instrument Date	Apr 9, 2021
Instrument	2021037995
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	640 PINEY WAY, MORRO BAY, CA 93442-2356

Mortgage

Document Number	0000037996
Date	May 21, 2021
Instrument	2021037996

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 4, 2019
Property Address	640 PINEY WAY, MORRO BAY, CA 93442-2356
Document Number	0000054331
Map Reference	MB 3 PG 4
Instrument Date	Oct 21, 2019
Instrument	2019054331
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	188 BAYSHORE DR, MORRO BAY, CA 93442-2762

Mortgage

Document Number	0000054332
Date	Dec 4, 2019
Instrument	2019054332

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,327.00 (+3.62%) Homeowner's exemption	$1,488,342 (+4.04%) Land $703,580 Building $784,762
2023	$15,756.00 (+6.7%) Homeowner's exemption	$1,430,550 Land $676,260 Building $754,290
2022	$14,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Piney Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures