640 Pinelli Dr, Los Banos, CA 93635 Property Records

Merced County property record for 640 Pinelli Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,809 sqft · built 2020
Lot Size	0.115 acres (5,017 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Dec 2022)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Dec 2022 Sale Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-300-045-000`

Property Details

APN / Parcel Number

Primary APN	`431-300-045-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	5,017 sqft (0.115 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 PINELLI DR
City	LOS BANOS
State	CA
Zip	93635-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 OF TRACT NO. 2016-01 EAST CENTER PH I
Legal Subdivision	2016-01 EAST CENTER PH 1
Legal Tract	2016-01
Legal Lot Number	86
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2003
Census Tract	2301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1166, SAN JUAN BAUTISTA, CA 95045-1166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 8, 2020	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Sep 6, 2019	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Aug 20, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2022 · Amount on Record
Deed Sale	Dec 23, 2022 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2022043404
Record Updated	Jun 8, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 23, 2022
Property Address	640 PINELLI DR, LOS BANOS, CA 93635-3984
Document Number	0000043404
Map Reference	VOL 80 PG 29-35
Instrument Date	Dec 16, 2022
Instrument	2022043404
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1166, SAN JUAN BAUTISTA, CA 95045-1166

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2020
Property Address	640 PINELLI DR, LOS BANOS, CA 93635-3984
Document Number	0000022711
Map Reference	VOL 80 PG 29-35
Instrument Date	Jul 6, 2020
Instrument	2020022711
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 PINELLI DR, LOS BANOS, CA 93635-3984

Mortgage

Document Number	0000022712
Date	Jul 8, 2020
Instrument	2020022712

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 6, 2019
Property Address	640 PINELLI DR, LOS BANOS, CA 93635-3984
Instrument Date	Aug 27, 2019
Instrument	28090
Transaction Type	Construction Loan
Record Updated	Nov 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVDSUITE C LOS BANOS CA 93635, LOS BANOS, CA 93635
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028090
Date	Sep 6, 2019
Instrument	28090

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 20, 2019
Property Address	640 PINELLI DR, LOS BANOS, CA 93635-3984
Document Number	0000025553
Instrument Date	Aug 8, 2019
Instrument	25553
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,065.00 (+2.04%)	$528,500 (+2.42%) Land $140,000 Building $388,500
2023	$6,924.00 (+20.61%)	$516,000 Land $110,000 Building $406,000
2022	$5,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Pinelli Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures