Garrett County property record for 640 Pine Tree Point Rd, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,179 sqft · built 1986 |
| Lot Size | 4.04 acres (176,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Sep 1991) |
| Tax Bill | $14,581 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-060426 |
| Primary APN | 18-060426 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,179 sqft Total Area |
| Basement Area | 2,179 sqft |
| Finished Basement | 2,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 176,302 sqft (4.04 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 1,644 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 200 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 060426 |
|---|---|
| Street Address | 640 PINE TREE POINT RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 176302 SQ FT W/305.5 E/S PINE TREE POINT RD HAZELHURST D C L |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 501 |
Source: Garrett County records · APN 18-060426
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 KEMPE DR, WILLIAMSBURG, VA 23188-6323 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 1991 · Amount on Record |
| Deed Sale | Sep 06, 1991 · Amount on Record |
| Deed Book / Page | 570 / 93 |
| Record Updated | Sep 20, 2026 |
Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,581.00 (+27.98%) | $1,308,600 (+34.51%) | $1,375,800 (+7.91%) Land $600,400 Building $775,400 |
| 2023 | $11,393.00 | $972,867 | $1,275,000 Land $529,800 Building $745,200 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 44 locations within half a mile of this property.
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