Erie County property record for 640 Pine Tree Dr, Girard, PA 16417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 1987 |
| Lot Size | 0.431 acres (18,757 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,629 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-002-001.0-010.02 |
| Primary APN | 23-002-001.0-010.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,757 sqft (0.431 acres) |
| Lot Dimensions | 198 ft deep x 90 ft wide |
| Garage Area | 930 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 156 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 PINE TREE DR |
|---|---|
| City | GIRARD |
| State | PA |
| Zip | 16417-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 640 PINE TREE DR 90 X 198.91 IRR |
| Jurisdiction | ERIE PA |
| Township / Civil Division | GIRARD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10201 |
640 Pine Tree Dr is owned and occupied by an individual.
Source: Erie County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 PINE TREE DR, GIRARD, PA 16417-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 640 Pine Tree Dr was $5,629 with a homeowner's exemption, up 16.1% from the year before.
Source: Erie County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Erie County |
| Municipality | Girard Borough |
| Unified School District | Girard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,629.00 (+16.13%) Homeowner's exemption | $171,500 Land $36,200 Building $135,300 | |
| 2025 | $4,847.00 | ||
| 2024 | $171,500 Land $36,200 Building $135,300 | ||
| 2023 | $4,457.00 Homeowner's exemption | ||
| 2013 | $171,500 Land $36,200 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Pine Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Pine Tree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIRARD BORO WATER DEPT serves 3,301 people · EPA ID PA6250049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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