640 Pine St, Elgin, IL 60123 Property Records

Kane County property record for 640 Pine St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1890
Square Footage1,458 sqft Living Area
Lot Size13,849 sqft (0.318 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2001)
Tax Bill$5,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-377-008

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,458 sqft Living Area
Gross Area2,319 sqft Gross Area
Basement Area861 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame Construction
Lot Area13,849 sqft (0.318 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address640 PINE ST
CityELGIN
StateIL
Zip60123-2842
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBECKLINGERS ADDN TO ELGIN EASTERLY 13 FT OF LOT 4 & ALL OF LOT 5 BLOCK 3
Legal SubdivisionBECKLINGERS ADDN
Legal Block3
Legal Lot Number4,5
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3032
Census Tract854600

Owner

Source: Kane County records · APN 06-11-377-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 PINE ST, ELGIN, IL 60123-2842
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2001 · Amount on Record
Deed SaleSep 25, 2001 · Amount on Record
Deed Doc Number200199091
Last Transfer DateSep 30, 2002
Transfer Doc0000128067
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address640 PINE ST, ELGIN, IL 60123-2842
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018700
DateMar 10, 2021
Instrument2021K018700
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,411.00 (+15.79%) Homeowner's exemption
2024$72,706 (+21.39%) Land $15,565 Building $57,141$218,205 (+21.44%) Land $46,714 Building $171,492
2022$4,673.00 (+4.78%) Homeowner's exemption$59,893 (+6.96%) Land $12,822 Building $47,071$179,679 (+6.96%) Land $38,466 Building $141,213
2021$4,460.00 Homeowner's exemption$55,996 Land $11,988 Building $44,008$167,988 Land $35,964 Building $132,024

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