640 Pine Lakes Trl, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 640 Pine Lakes Trl, Webster, NY 14580

Property Summary

Property Type	Condominium Development
Details	3 bd · 2.5 ba · 1,828 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,889 (Nov 2018)
Tax Bill	$10,258 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265489 065.02-2-54`

Property Details

APN / Parcel Number

Primary APN	`265489 065.02-2-54`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Total Area
1st Floor Area	918 sqft
2nd Floor Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 PINE LAKES TRL
City	WEBSTER
State	NY
Zip	14580-8596
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Legal Subdivision	MEADOWS OF WEBSTER SUBDIVISION
Legal Block	2
Legal Lot Number	54.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2000
Census Tract	11401

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2018845
Deed Book / Page	12114 / 635
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000443
Date	May 4, 2023
Book Page	30282/272
Instrument	202305040443

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596

Mortgage

Document Number	0000000629
Date	Jul 14, 2021
Book Page	29324/629
Instrument	202107140826

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596

Mortgage

Document Number	0000000654
Date	Jul 14, 2021
Book Page	29324/654
Instrument	202107140827

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 27, 2018
Property Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596
Document Number	0000000845
Book / Page	12114 / 635
Map Reference	LB 355 PG 59
Instrument Date	Nov 7, 2018
Instrument	201811270845
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ALLIED WAY, 55, HILTON, NY 14468-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 PINE LAKES TRL, WEBSTER, NY 14580-8596

Mortgage

Document Number	0000000846
Date	Nov 27, 2018
Instrument	201811270846

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,258.00 (+0.55%)
2025	$10,202.00 (+4.53%)	$216,100 (-) Land $35,000 Building $181,100	$450,200 (+20.83%) Land $72,915 Building $377,285
2023		$216,100 (-) Land $35,000 Building $181,100	$372,600 (+10.33%) Land $60,347 Building $312,253
2022		$216,100 Land $35,000 Building $181,100	$337,700 Land $54,695 Building $283,005
2021	$9,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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