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640 Permaul Pt, Geneva, FL 32732 Property Records

Seminole County property record for 640 Permaul Pt, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,096 sqft · built 1983
Lot Size4.73 acres (206,039 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (May 1980)
Tax Bill$4,570 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-20-32-300-013A-0000

Property Details

APN / Parcel Number

Primary APN26-20-32-300-013A-0000
Alternative APN
  • 203226300013A0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,096 sqft Living Area
1st Floor Area2,096 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area206,039 sqft (4.73 acres)
Garage TypeCarport
CarportCarport
Patio Area1 sqft
Utility Building88 sqft
Pole Barn600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address640 PERMAUL PT
CityGENEVA
StateFL
Zip32732-8800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 26 TWP 20S RGE 32E BEG 25 FT N & 349.56 FT E OF SW COR RUN N 675.40 FT N 87 DEG 09 MIN 35 SEC E 309.48 FT S 690.77 FT W TO BEG
Legal Range32E
Legal Township20S
Legal Section26
Legal Tract300
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1038
Census Tract21201

Owner

Source: Seminole County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 PERMAUL PT, GENEVA, FL 32732-8800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 30, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1980 · Amount on Record
Deed SaleMay 1, 1980 · Amount on Record
Deed Book / Page1280 / 1450
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address640 PERMAUL PT, GENEVA, FL 32732-8800
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyUNLS

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 PERMAUL PT, GENEVA, FL 32732-8800

Mortgage

Document Number0110011199
DateMar 18, 2026
Book Page11001/1199
Instrument2026026657
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2041

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address640 PERMAUL PT, GENEVA, FL 32732-8800
Document Number0091291656
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address640 PERMAUL PT GENEVA FL 32732, GENEVA, FL 32732

Mortgage

Document Number0091291656
DateMay 10, 2018
Book Page009129/001656
Instrument52896
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,570.00 (+11.14%) Homeowner's exemption$369,840 (+5.99%)$422,699 (+13.73%) Land $250,690 Building $172,009
2023$4,112.00 Homeowner's exemption$348,949$371,654 Land $208,120 Building $163,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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