640 Pelham Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 640 Pelham Rd, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,275 sqft Living Area
Lot Size	13,503 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2011)
Tax Bill	$2,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`009972-0550`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,275 sqft Living Area
Gross Area	2,733 sqft Gross Area
1st Floor	1,976 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,503 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	458 sqft Garage
Porch Area	400 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	640 PELHAM RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-1014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	38/32-50 SOUTH HAMPTON UNIT 1 LOT 55 OR3492/678
Legal Range	27E
Legal Township	05S
Legal Section	24
Legal Subdivision	SOUTH HAMPTON UNIT 1
Legal Block	4
Legal Lot Number	55
Legal Unit	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records · APN 009972-0550

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 PELHAM RD, SAINT AUGUSTINE, FL 32092-1014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2011 · Amount on Record
Deed Sale	Nov 08, 2011 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Doc Number	201156472
Deed Book / Page	3492 / 678
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	640 PELHAM RD, SAINT AUGUSTINE, FL 32092-1014
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE OF AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 PELHAM RD, SAINT AUGUSTINE, FL 32092-1014

Mortgage

Document Number	0051940571
Date	Mar 02, 2021
Book Page	5194/571
Instrument	2021023027

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,154 (+2.7%)	$412,256 (-2.08%) Land $130,000 Building $282,256
2025	$2,804.00 (+13.71%) Homeowner's exemption	$222,156 (+5.99%)	$420,999 (+1.3%) Land $130,000 Building $290,999
2024	$2,466.00 (+2.11%)
2023	$2,415.00 (+3.34%) Homeowner's exemption	$209,607 (+3%)	$415,595 (+4.95%) Land $130,000 Building $285,595
2022	$2,337.00 Homeowner's exemption	$203,502	$395,986 Land $106,400 Building $289,586

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.