Schenectady County and Niskayuna Town property record for 640 Pearse Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,157 sqft · built 1954 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,928 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.17-1-51 |
| Primary APN | 422400 61.17-1-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 217 ft deep x 202 ft wide |
| Garage Type | Detached |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 640 PEARSE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31901 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 PEARSE RD, SCHENECTADY, NY 12309-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 |
| Deed Sale | Mar 4, 2022 |
| Prior Sale | Dec 2, 2002 · Amount on Record |
| Deed Document Number | 202211478 |
| Deed Book / Page | 2079 / 920 |
| Prior Transfer Date | Oct 14, 2021 |
| Prior Transfer Doc | 0000039172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 640 PEARSE RD, SCHENECTADY, NY 12309-2944 |
| Document Number | 0000011478 |
| Book / Page | 2079 / 920 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 202211478 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 PEARSE RD, SCHENECTADY, NY 12309-2944 |
| Document Number | 0000011479 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 202211479 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2051 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,928.00 (+3.96%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $5,702.00 | $187,000 (-) Land $54,300 Building $132,700 | $277,000 (+17.03%) Land $80,434 Building $196,566 |
| 2023 | $187,000 Land $54,300 Building $132,700 | $236,700 Land $68,732 Building $167,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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