640 Parker Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 640 Parker Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1976
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2025)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Mar 2011 Line of Credit Mar 2015 Mortgage + 5 more
APN	`0590000000896`

Property Details

APN / Parcel Number

Primary APN	`0590000000896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	361 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 PARKER RD
City	CHESAPEAKE
State	VA
Zip	23322-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	1 HOWELL MANOR SEC 1
Legal Subdivision	MISCELLANEOUS MAP 058, 059
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	21011

Owner

640 Parker Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2011	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 30, 2015	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
May 1, 2009	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Nov 4, 2008	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Jul 31, 2007	Deed of Trust, Mortgage · FHA Mortgage CTX MORTGAGE COMPANY
Dec 2, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jun 3, 2021	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	202528078
Deed Book / Page	10921 / 1835
Record Updated	Oct 29, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008368/528
Date	Mar 30, 2011
Book Page	8368/528

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09492/1967
Date	Mar 30, 2015
Book Page	9492/1967

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007792/523
Date	May 1, 2009
Book Page	7792/523

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007637/749
Date	Nov 4, 2008
Book Page	7637/749

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.75%

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007169/464
Date	Jul 31, 2007
Book Page	7169/464

Lender

Name	CTX MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 2, 2025
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Document Number	10921/1835
Book / Page	10921 / 1835
Instrument Date	Dec 1, 2025
Instrument	250028078
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837

Mortgage

Document Number	0250028079
Date	Dec 2, 2025
Instrument	250028079

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 3, 2021
Property Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837
Document Number	10383/96
Book / Page	10383 / 96
Instrument Date	May 27, 2021
Instrument	210025311
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 PARKER RD, CHESAPEAKE, VA 23322-5837

Mortgage

Document Number	210025314
Date	Jun 3, 2021
Instrument	210025314

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 640 Parker Rd was $4,077.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,000 (+8.25%) Land $195,000 Building $242,000	$437,000 (+8.25%) Land $195,000 Building $242,000
2025	$4,077.00	$403,700 Land $175,000 Building $228,700	$403,700 Land $175,000 Building $228,700
2023		$350,400 (+10.99%) Land $155,000 Building $195,400	$350,400 (+10.99%) Land $155,000 Building $195,400
2022		$315,700 Land $140,000 Building $175,700	$315,700 Land $140,000 Building $175,700
2019	$2,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 640 Parker Rd; there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2009–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Parker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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