San Joaquin County property record for 640 Palm Cir, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,095 sqft · built 1972 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Nov 2001) |
| Tax Bill | $2,818 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 234-081-360-000 |
| Primary APN | 234-081-360-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,095 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,500 sqft (0.057 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Old Parcel Number | 234-081-36 |
|---|---|
| Street Address | 640 PALM CIR |
| City | TRACY |
| State | CA |
| Zip | 95376-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 736 LOT 128 |
| Legal Subdivision | WESTCHESTER GREEN |
| Legal Tract | 736 |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5403 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 PALM CIR, TRACY, CA 95376-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2001 · Amount on Record |
| Deed Sale | Nov 9, 2001 · Amount on Record |
| Deed Document Number | 2001184619 |
| Last Transfer Date | Aug 22, 2003 |
| Transfer Doc | 0000197303 |
| Record Updated | Oct 29, 2026 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,818.00 (+0.04%) | ||
| 2025 | $2,817.00 (+10.34%) Homeowner's exemption | $250,865 (+4.04%) Land $88,629 Building $162,236 | |
| 2023 | $2,553.00 (+2.12%) Homeowner's exemption | $241,126 Land $85,189 Building $155,937 | $333,270 |
| 2022 | $2,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Matrix Broadband, Verizon.
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