640 Overlook Ter, Deforest, WI 53532 Property Records

Dane County property record for 640 Overlook Ter, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Oct 2013)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0910-182-6259-9`

Property Details

APN / Parcel Number

Primary APN	`0910-182-6259-9`

Exterior

Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Street Address	640 OVERLOOK TER
City	DEFOREST
State	WI
Zip	53532-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEWATCH SUBDIVISION LOT 39
Legal Range	10
Legal Township	09
Legal Section	18
Legal Subdivision	EAGLEWATCH SUBDIVISION
Legal Block	62
Legal Lot Number	39
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	1
Census Block	1036
Census Tract	13302

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
May 18, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 1, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE & CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	5033100
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005913149
Date	Jul 17, 2023
Instrument	5913149

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005791260
Date	Nov 22, 2021
Instrument	5791260

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005411198
Date	May 23, 2018
Instrument	5411198

Lender

Name	HOMESTEAD FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Document Number	0005592268
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	640 OVERLOOK TER DEFOREST WI 535323046, DEFOREST, WI 53532-3046

Mortgage

Document Number	0005592268
Date	May 22, 2020
Instrument	5592268

Lender

Name	SUMMIT CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	May 21, 2032

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Document Number	0005485571
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 OVERLOOK TER DEFOREST WI 535323046, DEFOREST, WI 53532-3046

Mortgage

Document Number	0005485571
Date	May 6, 2019
Instrument	5485571

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 4, 2019
Property Address	640 OVERLOOK TER, DEFOREST, WI 53532-3046
Document Number	0005478830
Instrument Date	Apr 3, 2019
Instrument	5478830
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	606 JAGGED PINE DR VERONA WI 53593, VERONA, WI 53593

Mortgage

Document Number	5478831
Date	Apr 4, 2019
Instrument	5478831

Lender

Name	THOMPSON KANE & CO LLC
Address	8020 EXCELSIOR DR # 401, MADISON, WI 53717-1998

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,879.00 (+6.63%) Homeowner's exemption	$407,800 (+5.32%) Land $80,900 Building $326,900	$443,200 (+8.04%)
2023		$387,200 Land $80,900 Building $306,300	$410,200
2022	$6,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: LiteWire.

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