Ramsey County property record for 640 Overlook Dr, Roseville, MN 55113
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 1,670 sqft · built 1996 |
| Lot Size | 0.7 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2008) |
| Tax Bill | $6,794 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-29-23-11-0118 |
| Primary APN | 11-29-23-11-0118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.7 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 670794 |
|---|---|
| Street Address | 640 OVERLOOK DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55113-2177 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 337 ROSETOWN RIDGE TOWN LOT 33 BLK 2 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 11 |
| Legal Subdivision | CIC NO 337 ROSETOWN RIDGE TOWN |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41500 |
640 Overlook Dr, a townhouse, is owned and occupied by two individuals who bought it in July 2008.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 OVERLOOK DR, SAINT PAUL, MN 55113-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2008 · Amount on File |
| Deed Sale | Jul 17, 2008 · Amount on File |
| Prior Sale | Oct 25, 2003 · Amount on File |
| Deed Document Number | 2008368473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 640 OVERLOOK DR, ROSEVILLE, MN 55113-2177 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02719693 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | T02719693 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 640 Overlook Dr was $6,794.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Roseville City |
| Unified School District | Roseville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,700 Land $100,000 Building $348,700 | $448,700 Land $100,000 Building $348,700 | |
| 2025 | $6,794.00 | ||
| 2023 | $6,030.00 | $446,300 Land $100,000 Building $346,300 | $446,300 Land $100,000 Building $346,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Roseville serves 35,343 people · EPA ID MN1620013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: AT&T.
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