640 Overland Dr, McKinney, TX 75069 Property Records

Collin County property record for 640 Overland Dr, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1989
Lot Size	2.16 acres (94,177 sqft)
Owner	Individual Name on File
Tax Bill	$7,592 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-1941-001-0390-1`

Property Details

APN / Parcel Number

Primary APN	`R-1941-001-0390-1`
Alternative APN	`1840690`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,128 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,177 sqft (2.16 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1840690
Street Address	640 OVERLAND DR
City	MCKINNEY
State	TX
Zip	75069-0963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CREEK PHASE IV (CLC), BLK A, LOT 39
Legal Subdivision	SETTLERS CREEK PHASE IV (CLC)
Legal Phase	4
Legal Block	A
Legal Lot Number	39 2
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2077
Census Tract	31007

Owner

640 Overland Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	640 OVERLAND DR, MCKINNEY, TX 75069-0963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 11, 2022	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	Jan 11, 2022
Deed Document Number	2025000111538
Record Updated	Jun 8, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 2, 2025
Property Address	640 OVERLAND DR, MCKINNEY, TX 75069-0963
Document Number	2025000111538
Map Reference	CAB F SL 337
Instrument Date	Aug 29, 2025
Instrument	2025000111538
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9808 GARDEN CT, ARGYLE, TX 76226-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OVERLAND DR, MCKINNEY, TX 75069-0963

Mortgage

Document Number	2025000111539
Date	Sep 2, 2025
Instrument	2025000111539

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 11, 2022
Property Address	640 OVERLAND DR, MCKINNEY, TX 75069-0963
Document Number	0000051580
Map Reference	CAB F SL 337
Instrument Date	Jan 7, 2022
Instrument	20220111000051580
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	EMPIRE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OVERLAND DR, MCKINNEY, TX 75069-0963

Mortgage

Document Number	0000051590
Date	Jan 11, 2022
Instrument	20220111000051590

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lowry Crossing City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,450 Land $161,000 Building $186,450	$347,450 Land $161,000 Building $186,450
2024	$7,592.00
2023		$642,456 Land $161,000 Building $481,456	$642,456 Land $161,000 Building $481,456
2022	$5,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Overland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Overland Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WSC serves 3,364 people · EPA ID TX0430041
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100

May also be available: 360 Broadband, AT&T, Element8, Spectrum, Verizon.

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