640 Oak St, Bartow, FL 33830 Property Records

Polk County property record for 640 Oak St, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 834 sqft · built 1946
Lot Size1.14 acres (49,833 sqft)
OwnerIndividual Name on File
Last Sale$900 (Oct 1999)
Tax Bill$796 (2025)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone X (minimal risk)
APN25-30-32-000000-022150

Property Details

APN / Parcel Number

Primary APN25-30-32-000000-022150
Alternative APNs
  • 323025000000022150
  • 23025000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area834 sqft Living Area
1st Floor Area834 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area49,833 sqft
Lot Dimensions132 ft deep x 30 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area520 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area72 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address640 OAK ST
CityBARTOW
StateFL
Zip33830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionS1/2 OF W1/2 OF E1/2 OF NW1/4 OF SE1/4 OF SE1/4 LESS W 30 FT OF S 198 FT
Legal Range25E
Legal Township30S
Legal Section32
Legal SubdivisionALAMEDA HEIGHTS
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2024
Census Tract15900

Owner

Source: Polk County records · APN 25-30-32-000000-022150

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1255 OLD HOMELAND RD, BARTOW, FL 33830-8443
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 1999 · Amount on Record
Deed SaleOct 27, 1999 · Amount on Record
Deed Book / Page4340 / 1816
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 24, 2026
Property Address640 OAK ST, HOMELAND, FL 33847
Document Number0000177602
Book / Page14088 / 2080
Instrument DateJun 30, 2026
Instrument2026177602
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$796.00 (-34.86%) Homeowner's exemption$76,716 (-21.31%)$136,553 (+2.27%) Land $49,958 Building $86,595
2023$1,222.00 (+14.63%) Homeowner's exemption$97,490 (+23.1%)$133,522 (+35.25%) Land $48,458 Building $85,064
2022$1,066.00 Homeowner's exemption$79,193$98,719 Land $26,466 Building $72,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskHigh
above 83% of the US · above 75% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Spectrum.

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BARTOW
serves 21,501 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak St

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